Award Winning Advisers, 1st Class Investing,
Together With Informed Decision Making.

At Pension Freedom Ltd., we’re committed to helping you define, achieve, and sustain the lifestyle you want—without the worry of ever running out of money. Whether you’re just beginning your career, approaching retirement, or already enjoying it, we offer a tailored program designed to support your journey.

We provide clear, reliable answers to the questions that matter most: Where do you stand today? How much do you need to save? What steps will get you to your goals? Can your current lifestyle be maintained? How long will you need to work? Could you outlive your money? What does your ideal future look like?

Our tools and expertise are built to give you confidence and peace of mind, ensuring that the financial decisions you make today will support you—and your family—well into the future.

Which Pension Plan is right for you?

Overseas Pensions

If you have built up pension benefits overseas and are now living back in Ireland, reviewing your options around a Qualifying Recognised Overseas Pension Scheme (QROPS) can be highly beneficial.

Pension Auto-Enrolment

Pension Auto Enrolment is designed to make saving for retirement easier and more accessible for employees who are not currently contributing to a pension scheme.

Previous Employment Pension plans

When you leave employment in Ireland, it’s important not to forget about your old company pension scheme. Taking time to review your options can give you greater clarity and control over your retirement planning.

PRSA (Personal Retirement Savings Account)

A PRSA is a flexible pension product that helps individuals save for retirement. It is designed to be portable and accessible, meaning it can move with you if you change jobs and can be opened by employees, self-employed, or company directors.

Retirement Options – ARF or Annuity

At retirement, individuals typically have the option of choosing an Approved Retirement Fund (ARF) or an annuity, each offering different advantages depending on personal circumstances.

Self Employed & Company Directors & Employer Pension Schemes

There are now several options available for Self-Employed individuals, Directors, and Employer Pension Schemes, primarily Master Trusts and PRSAs.

Irish Pensions Awards 2013

Independent Retail Pension Broker / Pensions IFA of the Year

Sign Up to Request a Free e-Book

pension freedom news

July 21, 2023
Blog

What to do if you are behind on your retirement savings

If you are behind on your retirement savings, here are some steps you can take to catch up: Prioritise saving for retirement: Increase your contributions to your retirement accounts if possible, and consider contributing to a tax-advantage retirement account, such as a...

July 21, 2023
Blog

What is Lifestyle Financial Planning all about.

Many people who have just begun working with us are surprised by how our planning process starts We don’t begin by talking about your current pension plan, or how much you’re saving Instead, we begin by talking about you, not your money Putting your life before your...

July 21, 2023
Blog

Retirement Planning is not all about money!

Naturally most of our conversations with you are about money, and how we can help you secure the future of your family and maximize your wealth However we also recognize that your financial position is only one single input to help you live a rich and fulfilled life Family,...

Award Winning Advisers, 1st Class Investing, Together With Informed Decision Making.

Which Pension Plan is right for you?

Independent Retail Pension Broker / Pensions IFA of the Year

Sign Up to Request a Free e-Book

Award Winning Advisers, 1st Class Investing,
Together With Informed Decision Making.